- Be aware of hidden costs

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Be aware of hidden costs

While Realtors often tempt first-time buyers with rent/mortgage comparisons, there is more to a home than simply the mortgage. You will be responsible for other items including mortgage insurance, appraisal fees, legal fees, inspection fees, transfer taxes, title insurance, inspections, property tax, increased bills, etc. Your Realtor can give you a good idea of the costs associated with buying a home that are beyond its final negotiated price.